Coverage Options

Protection that adapts to your unique needs

Comprehensive protection tailored to your home and lifestyle. From structure to belongings to liability, we provide coverage that gives you complete peace of mind.

Dwelling
Structure Protection
Contents
Belongings Coverage
Liability
Financial Protection
Living Expenses
Temporary Housing

At InsuredByBrittany, we believe every homeowner deserves comprehensive protection that fits their unique situation. Our flexible coverage options allow you to build a policy that safeguards your dwelling, belongings, and financial future without paying for coverage you don't need.

Dwelling Protection

Complete coverage for your home's structure against fire, storms, vandalism, and other covered perils.

  • Structure repair or replacement coverage
  • Protection against fire, wind, and hail damage
  • Vandalism and theft coverage
  • Flexible deductible options
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Contents Coverage

Protect your belongings including furniture, electronics, clothing, and other personal items inside your home.

  • Protection for personal belongings
  • Coverage for theft and damage
  • Replacement cost options available
  • Coverage extends beyond your home
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Liability Protection

Financial protection if someone is injured on your property or if you accidentally damage someone's belongings.

  • Covers medical expenses for injuries
  • Legal defense coverage included
  • Property damage liability
  • Personal injury protection
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Additional Living Expenses

Covers temporary housing and living expenses if your home becomes uninhabitable due to a covered loss.

  • Hotel or rental accommodation costs
  • Meal and food expenses
  • Storage fees for belongings
  • Extended coverage periods available
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Medical Payments

Coverage for medical expenses when guests are injured on your property, regardless of fault.

  • Guest injury medical coverage
  • No-fault coverage included
  • Quick claims processing
  • Covers minor to moderate injuries
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Other Structures

Protection for detached structures on your property like garages, sheds, fences, and guest houses.

  • Detached garage coverage
  • Shed and outbuilding protection
  • Fence and deck coverage
  • Guest house protection
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Coverage Comparison

Coverage Type Basic Standard Premium
Dwelling Protection
Contents Coverage
Liability Protection $100,000 $300,000 $500,000
Additional Living Expenses 10% of Dwelling 20% of Dwelling 30% of Dwelling
Medical Payments $1,000 $5,000 $10,000
Other Structures 10% of Dwelling 10% of Dwelling 20% of Dwelling

Why Choose Us

Competitive Rates

Affordable premiums without sacrificing coverage quality, with multiple discount opportunities.

Fast Claims

Streamlined claims process designed to get you back on your feet as quickly as possible.

24/7 Support

Round-the-clock customer service ready to assist you whenever you need help.

Flexible Payments

Multiple payment options and flexible plans to fit your budget and lifestyle.

Get Protected Today

Ready to secure comprehensive coverage for your home? Get a personalized quote in minutes and discover how affordable protection can be.

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Have Questions?

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